Want financial freedom? Ditch impulse buys, embrace money maps

As household savings in India hit record lows, personal finance experts urge earners—especially young professionals—to curb impulse spending and embrace structured financial planning. Priti Rathi Gupta of LXME stresses the importance of creating a “money map” from the first paycheck, while Mrin Agarwal of Finsafe India recommends the 30-30-40 rule to build long-term financial resilience. Both underline the need for early awareness, automation, and disciplined saving to secure financial freedom.

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