Investments

Rural India’s Protection Quotient has risen to 16, up from 12 in IPQ 5.0. However, the gap between urban and rural areas remains wide at 32 points. Source

IRDAI had introduced the EoM-based framework in FY23, replacing earlier commission limits. The EoM includes commissions and operational expenses. Source

On June 27 (Friday), banks will be shut in Odisha and Manipur for Rath Yatra, a major religious festival. On the same day, banks in Jammu and Srinagar will remain closed for Guru Hargobind Ji’s birthday. Source

The insurers inspected include Niva Bupa Health Insurance, Star Health and Allied Insurance, Care Health Insurance, ManipalCigna Health Insurance, New India Assurance, Tata AIG General Insurance, ICICI Lombard General Insurance, and HDFC ERGO General Insurance, according to the sources. Source

The number of family offices in India has grown significantly — from 45 in 2018 to over 300 in 2025 — indicating a maturing and more structured ecosystem. Source

Launched in 1997, the fund has delivered a compounded annual growth rate (CAGR) of 8.49% over its 28-year history. Source

A passive breach refers to a situation where a scheme’s investment goes outside its allowed limits due to events like corporate actions, price fluctuations in securities, maturity of underlying assets, or large redemptions. These breaches are not due to mistakes or violations by fund managers. Source

UPI is the most preferred payment method, used by 48% of MSMEs. Aadhaar-enabled banking is the second-most used at 39%, with a higher preference among women at 42%. Source

Gold prices today: In India, gold was priced at ₹98,020 for 10 grams of 24 karat, ₹89,850 for 22 karat, and ₹73,520 for 18 karat, according to GoodReturns. Source

Zerodha’s Nithin Kamath has warned retail investors about the rising frenzy around unlisted shares, calling out inflated valuations, poor liquidity, and lack of investor protection. Source