Investments

More than half (51%) of the surveyed families reported improved mental well-being and emotional stability after purchasing a home. Source

The New Fund Offer (NFO) opened on July 1 and will close on July 14. Source

The report is based on credit bureau data from April 2018 to March 2025 and highlights how Fintech lenders are driving formal credit access through small-ticket loans. Source

Value Research advises limiting gold exposure to 5–10% of an overall portfolio, mainly as a risk-management tool rather than a growth asset. Source

Punjab National Bank has waived penalties for non-maintenance of minimum average balance in savings accounts, effective July 1, 2025. The move targets priority segments such as women, farmers, and low-income households. Source

SBI Mutual Fund has introduced SmartAssist, an AI-powered chatbot on WhatsApp, to help users invest, track portfolios, and learn about mutual funds through simple chat-based interactions. Source

Karur Vysya Bank and Kshema General Insurance have partnered to offer a combined crop and personal accident insurance product, ‘Kshema Kisan Sathi’, aimed at rural and agri-focused customers. Source

This rate includes a spread of 35 basis points over the current National Savings Certificate (NSC) rate, which stands at 7.70%. Source

In India, 24 karat gold was priced at ₹99,040 per 10 grams in Delhi, while 22 karat gold stood at ₹90,800. The price of 18 karat gold was around ₹74,290 per 10 grams, according to GoodReturns. Source

Taxpayers can access TAXASSIST through the department’s e-filing portal. The helpdesk guides users on how to respond to communications received from the tax department, including how to file a revised or updated return. Source